Launch Better Disputes.
Elevate Every Score.
Xpute.ai is the AI-powered credit dispute platform that scans reports, detects violations, ranks removal probability, and deploys optimized dispute strategies — automatically.
AutoPull
Kill manual updates. The system pulls, imports, and updates every client file on its own — 24/7.
AutoClassify
Every negative item gets classified, color-coded, and paired with a strategy before you even touch it.
MissionMode
Gamifies the client journey with ranks, milestones, and progress tracking — boosting LTV by keeping clients engaged and subscribed 2–3x longer.
XRM
A full CRM built into Xpute. Lead capture, automated SMS & email nurturing, pipeline management, funnels, and appointment booking — one platform, one login, no extra bills.
Everything Your Agency Needs.
Nothing It Doesn't.
AI Dispute Analysis
Upload a tri-merge report. Our AI instantly identifies every negative item, categorizes account types, and detects FCRA/FDCPA violations.
Smart Letter Generation
AI-powered dispute letters tailored to each account's situation. Not templates — strategy-driven correspondence.
Client Portal & Mobile App
Give your clients real-time visibility into their dispute progress. Professional. Branded. Yours.
Revenue & Affiliate Tracking
Built-in invoicing, payment tracking, and affiliate management. See your $2.5M in revenue at a glance.
Real-Time Mission Control
A command center dashboard that shows every active dispute, every client, every result — live.
From Upload to Deletion in Minutes.
Connect Credit Monitoring
Connect your client's credit monitoring account and we'll pull their tri-merge report in seconds.
AI Scans & Detects
Our engine identifies negatives, violations, and the optimal dispute path.
Generate & Send
One click deploys strategy-matched letters to all three bureaus.
Track & Repeat
Monitor results, auto-import updates, and launch the next round.
MissionMode Gamification
Gamify the whole process for the client with ranks, milestones, and progress tracking — keeping clients engaged and subscribed 2-3x longer.
Built Different.
Not Just Another Dispute Tool.
| Feature | Xpute.ai | Credit Repair Cloud | Dispute Fox |
|---|---|---|---|
| AI Dispute Strategy | |||
| Auto-Detect Account Type | Partial | ||
| FCRA Violation Detection | |||
| Removal Probability Scoring | |||
| Branded Client Portal | |||
| Space-Themed UI |
Your Dispute Mission Starts Here.
Join 136 credit repair agencies already on the waiting list. Early access launching soon.